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Asset light vs. asset heavy businesses and the effect of inflation…. I deserve absolutely no credit for the ideas discussed below and all...

The value of any asset is nothing but the present value of all cash flows that the asset would generate in future. The asset could be...

The best time to sell…is ‘Never’ Some of best investors and Gurus who I ardently follow with religious devotion, like Munger, Buffett,...

Couple of days back I was randomly chatting with some people on one of the very few whatsap groups that I am part of. Suddenly someone’s...

An average teenager will end up spending 15-20 years of his or her life on social media I’ve written a lot about how we spend money on...

Vivian’s New Year’s Resolution Vivian was helping his daughter with some math homework when he pulled out a sheet of scrap paper from his...

How many times do you ask for a discount when buying something or eating out in a restaurant. Most people do not. Most of us do not...

Some readers, especially the ones new to investing and money management, wanted to know various ways of achieving ‘compounding’ in their...

My previous work required me to spend a lot of time in casinos and especially Vegas. It reached a stage where I started getting really...

If you are given a choice between two different long term investments : Investment A  – Track record of 13.6% compounded annual return...

In the 1st part of this series on Financial well-being, I had emphasized upon the importance of positive cash-flows. I invite you to read...

The Eleventh Commandment My simple definition of an arbitrage is: ‘A situation where we can enjoy absolutely the same value, but not have...

Do you feel embarrassed about asking for a discount?  I was chatting with a friend about investments and I mentioned to him that the...

Most of us start with a job where we earn a salary. We spend part of the salary taking care of our expenses including taxes, and invest...

There is this one website which I often visit, and the fast changing numbers there have a hypnotic effect on my senses. It is US Debt...

With the US stock markets flirting around the all time high mark, I am compelled to share a very scary figure which I have been following...

Several years back, I was meeting someone for a coffee. He was a friend of a friend and had just quit his job to take the...

I always take risk management quite seriously and sometimes I probably overdo it. However, I would rather over-manage a bit than be...

When was the last time you made an investment decision based on some forecasts by  some ‘expert in the dark suit and Ferragamo tie’ on...

When it comes to money-matters, every body has their share of not-so-smart decisions they made at some point of time. I have had my own...